Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 248-858-4139 or make an appointment online!
What our clients are saying about us
We have established longterm and stable partnerships with various clients thanks to our excellence in solving their automotive needs!
Took my vehicle to Great Lakes Auto Repair for an oil leak. They verified my concern, (valve cover gaskets) They went over and above to fix my vehicle at a very reasonable price. Found my new repair shop. They are the best, would recommend them to anyone with confidence. Five Stars!
I have done my car and daughters cars for years. Brakes, Tune ups, Battery, window motors, but I can't do a rear main bearing seal. Neither can the master mechanic I use when I can't do a job. He said he would pass but said expect about a $2200 est. That's what the Dealer wanted! Well my car runs great and not ONE drop of oil has leaked in 6 weeks since I picked up my car from you! And at $1200 for a 10 hour 2 man job you did me a huge favor, thanks is an understatement. You restored my faith in people being decent to one another as well as fixed my car.